With the advent of more stringent PCI-DSS & PA-DSS regulations that apply to the merchant, removal of the merchant responsibility is in the interest of all parties to ensure a consistent and secure approach to meeting the requirement and avoiding the penalties that could be applied. The Direct Connect Gateway meets all Legal & Regulatory Requirements and is fully PCI certified and managed to ensure the complete security of all information whether it is stored or being processed or transmitted.
The PCI-compliant payment gateway is not restricted by product or geography, supporting multiple access methods and enabling geographic boundaries to be overcome by facilitating message and protocol conversion combined with multiple language and currency support. The gateway supports credit, debit, gift and loyalty in retail, restaurant, petroleum, and card not present (CNP) applications. Physical (dial and IP) and virtual (CNP) access is provided and handled through a common set of interfaces for native delivery to multiple processor hosts. Support for open standard ISO8583, XML and web services integration accelerates new product rollout through rapid, one-stop certification.
Combined with the flexibility of The Gateway and the ability to support multiple message formats, languages and currencies, global expansion of the solution becomes effortless. The ability to deploy the same device anywhere in the world, requiring minimal configuration to tailor it for use in another environment or country, means that cost, time and effort can be significantly reduced and international roll-out accelerated in line with global expansion plans.
By using The Direct Connect Gateway, reseller users can manage their accounts with little more than a few keystrokes and mouse clicks. Through an intuitive graphical user interface, an administrator can create new accounts and modify or delete existing ones. In turn, merchants can upload POS transactions from their terminals and capture images of signed sales drafts. As a result, merchants no longer have to hold copies of these transactions for retrieval requests. Instead, the images are housed on the web and available to the merchant by using a web browser. Additionally, merchants also have access to manage accounts at the user level within their merchant accounts*. This versatility not only supports a wide level of account management, but also reduces the need for administrator involvement in routine and simple adjustments to the merchant account.
In addition, The Direct Connect Gateway provides tools to customize logos and contact information, which are located on the PayGate web pages, viewable to every user. In this way, while maintaining a professional business presentation, an administrator can conveniently provide merchants with vital contact information.
This documentation targets individuals who manage merchant portfolios and their associated payment processing on the PayGate service on a regular basis. Some knowledge of basic system administrative principles is a plus.
The diagram below depicts the hierarchy of the PayGate processing structure and supports an unlimited number of reseller/sub-reseller nodes and associated merchant accounts. Each sub-reseller node can be branded and customized, similar to the parent reseller node.