PROCESSING AT THE HIGHEST LEVELS
For the most part, credit and debit card payments made to brick-and-mortar businesses in a “card present” situation are processed as “Level 1” payments. They are fast, simple, and require minimal data.
But for other types of businesses, such as business-to-business or business-to-government, Direct Connect offers Level 2 and Level 3 payment processing options. Though these often require a bit more data input on your part, they can also lower your processing fees by as much as 50%.