Can I Capture an Authorization more than once?
While the system will not prevent the capture of an Authorization multiple times best practice is to only capture an Authorization once. Capturing an Authorization is done by calling the Authorization Completion operation. Note that capturing an Authorization more than once could have an interchange impact.
Do I need to add optional fields to my request?
No. Although many of the optional fields are pre-populated with a default value, providing additional information may improve interchange qualification.
What is an Authorization?
An authorization is the process of verifying that the credit card has sufficient funds (credit) available to cover the amount of the transaction. An authorization is obtained for every sale, and places a “hold” on the cardholder’s credit line for the amount of the transaction.
When would you use a Reversal versus a Return?
A Reversal transaction should be used to “un-do” a specific transaction in the current batch, making the funds available on the card. (Transactions may not be reversed after a batch closes).
A Return transaction is not tied to a previous transaction and is used to credit a specific amount to a card.
What types of Reversal transactions are supported?
Merchant initiated reversals and merchant initiated timeout reversals are supported.
Merchant initiated reversals are cancellation requests sent by the merchant when a valid a transaction response is received from the host on a previous transaction.
Timeout reversals are cancellation requests sent by the merchant when a transaction response was not received from the host on a previous transaction.
Partial reversals (reversing a portion of the original transaction) are supported for authorizations in the MOTO and Ecommerce industries.
How long is a licensed valid for?
A licensed is valid for 365 days from the time it was issued. Note that your application will not be able to authenticate against the API if the licensed has expired and thus cannot submit any transactions to be processed.